.tn-terms-hero{background:linear-gradient(135deg,#061827,#123b5d);color:#fff;padding:clamp(3.5rem,8vw,6.5rem) 0}.tn-terms-hero__grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(280px,.65fr);gap:2rem;align-items:center}.tn-terms-panel{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);border-radius:24px;padding:1.5rem;backdrop-filter:blur(8px)}.tn-terms-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.tn-terms-card{background:#fff;border:1px solid #d9e4ec;border-radius:20px;padding:1.5rem;box-shadow:0 10px 30px rgba(6,24,39,.06)}.tn-terms-card h2{margin-top:0}.tn-terms-callout{background:#f5f8fb;border-left:5px solid #f5c842;border-radius:14px;padding:1.25rem}.tn-terms-actions{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1.5rem}@media(max-width:800px){.tn-terms-hero__grid,.tn-terms-grid{grid-template-columns:1fr}}